Buy with HomeesBuy a home
Buy a home
the smart way.
Start with the math, not the MLS. Know your budget, plan your down payment, and browse listings that fit - all free, no account required.
12,400+
reports run this month
21
free tools
$0
fees, always
The journey
Six steps from maybe to keys.
No pressure, no lead capture. Just clear steps and free tools that do the math for you.
Step 1
Know your budget
Run the affordability calculator to see your max purchase price with the OSFI stress test built in.
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Step 2
Plan your down payment
See how long it takes to save 5%, 10%, or 20% - and what each tier means for your monthly costs.
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Step 3
Browse listings
Search active MLS listings across Ontario. Filter by price, beds, baths, and property type.
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Step 4
Lock your rate
Compare current mortgage rates from Canadian lenders and get pre-approved.
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Step 5
Make an offer
When you find the right home, we help you analyze the deal and craft a competitive offer.
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Step 6
Close with confidence
Lawyer, inspection, insurance - we guide you through closing day step by step.
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Down Payment BoostGet up to $25,000
Get up to $25,000
back at closing.
The Down Payment Boost is 1% of the listing price rebated to you at closing - a share of the 2.5% buyer-side commission the seller already pays. On an $800,000 home, that's up to $8,000 back in your pocket. Not a loan. Not tied to any lender.
*Based on listing price of the home and 2.5% seller commission.
$25K
max boost
Free tools
See all tools Run the numbers first.
Affordability Calculator
How much home can you afford?
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Down Payment Planner
When will you hit 5%, 10%, 20%?
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Rent vs Buy
Is buying the right move right now?
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Mortgage Rates
Compare current Canadian rates.
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Fixed vs Variable
Which mortgage wins over 5 years?
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True Cost of Owning
Every monthly + closing cost.
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Questions
Buying, simplified.
Do I need an agent to use Homees?
No. All calculators and listings are free to use without an account. When you are ready to make an offer or book a showing, we can connect you with a Homees agent.
What is the Down Payment Boost?
It is a share of the buyer-side commission that we rebate to you at closing - 1% of the listing price from the 2.5% seller commission. On an $800,000 home, that could be up to $8,000 back in your pocket. Not a loan, not tied to any lender.
Are the listings real?
Yes. All listings come from the local MLS in real time. You see the same data as any realtor.
How is Homees different from a traditional agent?
We start with the math, not the sale. You get free tools, plain-English guidance, and a Down Payment Boost that puts money back in your pocket. No pressure, no lead capture traps.
What does it cost?
All calculators, listings, and tools are free. If you choose to work with a Homees agent to buy, there is no cost to you - the seller pays the commission, and we share our commission with you via the Down Payment Boost.
Ready to start?
Run the affordability calculator first. It takes about 2 minutes and tells you exactly what you can afford.