Underwrite an investment property without the noise
Investment strategy
Long-term rental
Property Location
Street Address
City
Province
Country
Postal Code
Purchase & financing
Purchase price
Closing costs
$
Down payment
Interest rate
%
Amortization
yr
Income
Monthly rent
Vacancy rate
%
Annual rent growth
%
Operating costs
Property tax/yr
$
Insurance/yr
$
Maintenance
% rent
CapEx
%
Mgmt
%
Quick preview
Purchase price$500K
Down payment$100K
Loan amount$400K
Monthly payment$2.5K
Est. cash flow–$556/mo
Gross yield7.2%
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Analysis results
Needs a tighter basis
Buy & hold strategy
Cap rate
4.6%
Unlevered yield
Cash-on-cash
-5.8%
Return on equity
DSCR
0.77
Negative coverage
10-yr IRR
7.5%
Over holding period
Financing summary
Purchase price$500K
Down payment$100K
Closing costs$15K
Total cash invested$115K
Loan amount$400K
Monthly payment$2.5K
Income & expenses
Gross monthly rent$3K
Vacancy loss–$150
Effective income$2.9K
Operating expenses–$950
Monthly NOI$1.9K
Mortgage payment–$2.5K
Monthly cash flow–$556
Stress test
NOI / yr
$22.8K
DSCR
0.77
Cash flow / yr
–$6.7K
Cash-on-cash
-5.8%
Base: your inputs as entered.
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First-pass underwriting estimate. Operating costs modelled as % of rent; verify rents, expenses, taxes and lender DSCR before offering. Not financial advice.